Call reports 2016
PEOPLES STATE BANK — 2016
What PEOPLES STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,914,000 | 73,475,000 | 77,131,000 | 79,238,000 |
| Total loans | 29,047,000 | 28,731,000 | 27,945,000 | 26,863,000 |
| Allowance for loan losses | 74,000 | 73,000 | 71,000 | 68,000 |
| Securities available for sale | 39,188,000 | 39,797,000 | 37,794,000 | 42,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,688,000 | 63,891,000 | 67,507,000 | 70,166,000 |
| Interest-bearing deposits | 45,270,000 | 44,031,000 | 46,942,000 | 48,028,000 |
| Noninterest-bearing deposits | 20,418,000 | 19,861,000 | 20,564,000 | 22,138,000 |
| Equity capital | 9,176,000 | 9,516,000 | 9,533,000 | 9,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,120,000 | 1,667,000 | 2,210,000 |
| Interest expense | 48,000 | 95,000 | 141,000 | 189,000 |
| Net interest income | 513,000 | 1,025,000 | 1,526,000 | 2,021,000 |
| Noninterest income | 27,000 | 56,000 | 88,000 | 113,000 |
| Noninterest expense | 239,000 | 471,000 | 700,000 | 936,000 |
| Provision for loan losses | 1,000 | -1,000 | -2,000 | -5,000 |
| Pretax income | 300,000 | 611,000 | 917,000 | 1,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 611,000 | 917,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,818,000 | 9,012,000 | 9,201,000 | 9,371,000 |
| Total capital | 8,892,000 | 9,085,000 | 9,272,000 | 9,439,000 |
| Risk-weighted assets | 34,449,000 | 34,062,000 | 33,838,000 | 32,752,000 |