Call reports 2015
PEOPLES STATE BANK — 2015
What PEOPLES STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,404,000 | 74,170,000 | 75,592,000 | 77,950,000 |
| Total loans | 26,473,000 | 26,295,000 | 28,585,000 | 29,218,000 |
| Allowance for loan losses | 67,000 | 67,000 | 73,000 | 74,000 |
| Securities available for sale | 38,277,000 | 38,691,000 | 38,294,000 | 38,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,701,000 | 65,494,000 | 66,588,000 | 68,988,000 |
| Interest-bearing deposits | 45,800,000 | 46,616,000 | 47,719,000 | 47,569,000 |
| Noninterest-bearing deposits | 19,901,000 | 18,878,000 | 18,869,000 | 21,420,000 |
| Equity capital | 8,637,000 | 8,608,000 | 8,928,000 | 8,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,067,000 | 1,621,000 | 2,190,000 |
| Interest expense | 55,000 | 107,000 | 156,000 | 203,000 |
| Net interest income | 474,000 | 960,000 | 1,465,000 | 1,987,000 |
| Noninterest income | 31,000 | 58,000 | 93,000 | 125,000 |
| Noninterest expense | 251,000 | 496,000 | 745,000 | 1,016,000 |
| Provision for loan losses | 0 | -1,000 | 6,000 | 7,000 |
| Pretax income | 254,000 | 523,000 | 807,000 | 1,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 523,000 | 807,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,268,000 | 8,420,000 | 8,587,000 | 8,752,000 |
| Total capital | 8,335,000 | 8,487,000 | 8,660,000 | 8,826,000 |
| Risk-weighted assets | 31,200,000 | 31,415,000 | 33,674,000 | 35,335,000 |