Call reports 2013
PEOPLES STATE BANK — 2013
What PEOPLES STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,514,000 | 60,046,000 | 66,382,000 | 69,893,000 |
| Total loans | 23,535,000 | 23,104,000 | 24,521,000 | 24,472,000 |
| Allowance for loan losses | 38,000 | 46,000 | 53,000 | 62,000 |
| Securities available for sale | 29,838,000 | 29,935,000 | 30,928,000 | 33,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,607,000 | 52,457,000 | 58,491,000 | 61,923,000 |
| Interest-bearing deposits | 39,376,000 | 39,261,000 | 42,205,000 | 43,555,000 |
| Noninterest-bearing deposits | 13,231,000 | 13,196,000 | 16,285,000 | 18,367,000 |
| Equity capital | 7,844,000 | 7,497,000 | 7,786,000 | 7,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,035,000 | 1,567,000 | 2,095,000 |
| Interest expense | 64,000 | 123,000 | 184,000 | 244,000 |
| Net interest income | 462,000 | 912,000 | 1,383,000 | 1,851,000 |
| Noninterest income | 32,000 | 66,000 | 102,000 | 134,000 |
| Noninterest expense | 225,000 | 400,000 | 622,000 | 867,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 32,000 |
| Pretax income | 261,000 | 563,000 | 841,000 | 1,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 563,000 | 841,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,275,000 | 7,458,000 | 7,620,000 | 7,748,000 |
| Total capital | 7,313,000 | 7,504,000 | 7,673,000 | 7,810,000 |
| Risk-weighted assets | 32,578,000 | 32,538,000 | 34,171,000 | 32,520,000 |
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