Call reports 2008
PEOPLES STATE BANK — 2008
What PEOPLES STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 53,357,000 | 50,171,000 | 51,958,000 | 57,084,000 |
| Total loans | 18,855,000 | 18,479,000 | 18,718,000 | 19,110,000 |
| Allowance for loan losses | 137,000 | 137,000 | 20,000 | 20,000 |
| Securities available for sale | 26,576,000 | 26,431,000 | 27,487,000 | 29,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,420,000 | 44,852,000 | 45,922,000 | 50,075,000 |
| Interest-bearing deposits | 37,501,000 | 35,265,000 | 36,889,000 | 39,725,000 |
| Noninterest-bearing deposits | 9,919,000 | 9,587,000 | 9,033,000 | 10,350,000 |
| Equity capital | 5,808,000 | 5,218,000 | 5,914,000 | 6,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,403,000 | 2,104,000 | 2,826,000 |
| Interest expense | 284,000 | 510,000 | 725,000 | 944,000 |
| Net interest income | 422,000 | 893,000 | 1,379,000 | 1,882,000 |
| Noninterest income | 49,000 | 91,000 | 141,000 | 188,000 |
| Noninterest expense | 190,000 | 385,000 | 572,000 | 790,000 |
| Provision for loan losses | 0 | 0 | -117,000 | -116,000 |
| Pretax income | 282,000 | 600,000 | 1,066,000 | 1,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 600,000 | 1,066,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,935,000 | 5,136,000 | 5,485,000 | 5,701,000 |
| Total capital | 5,072,000 | 5,273,000 | 5,505,000 | 5,721,000 |
| Risk-weighted assets | 25,119,000 | 23,908,000 | 24,199,000 | 25,314,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.