Call reports 2007
PEOPLES STATE BANK — 2007
What PEOPLES STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 44,166,000 | 56,296,000 | 51,309,000 | 52,117,000 |
| Total loans | 16,121,000 | 17,008,000 | 17,059,000 | 17,395,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 137,000 |
| Securities available for sale | 24,089,000 | 24,786,000 | 29,651,000 | 28,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,487,000 | 51,659,000 | 46,089,000 | 46,416,000 |
| Interest-bearing deposits | 31,217,000 | 41,544,000 | 37,953,000 | 37,154,000 |
| Noninterest-bearing deposits | 8,269,000 | 10,115,000 | 8,135,000 | 9,262,000 |
| Equity capital | 4,580,000 | 4,522,000 | 5,073,000 | 5,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,271,000 | 1,999,000 | 2,724,000 |
| Interest expense | 274,000 | 571,000 | 889,000 | 1,216,000 |
| Net interest income | 314,000 | 700,000 | 1,110,000 | 1,508,000 |
| Noninterest income | 51,000 | 106,000 | 154,000 | 212,000 |
| Noninterest expense | 185,000 | 368,000 | 551,000 | 753,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 438,000 | 713,000 | 940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 438,000 | 713,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,799,000 | 4,970,000 | 5,157,000 | 5,297,000 |
| Total capital | 4,937,000 | 5,108,000 | 5,295,000 | 5,434,000 |
| Risk-weighted assets | 42,453,000 | 24,529,000 | 23,393,000 | 23,619,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.