Call reports 2020
ATASCOSA BANK — 2020
What ATASCOSA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 89,546,000 | 93,821,000 | 93,843,000 | 93,568,000 |
| Total loans | 13,626,000 | 12,838,000 | 12,716,000 | 15,363,000 |
| Allowance for loan losses | 178,000 | 181,000 | 181,000 | 181,000 |
| Securities available for sale | 31,958,000 | 33,852,000 | 53,530,000 | 54,234,000 |
| Securities held to maturity | 15,636,000 | 15,925,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,777,000 | 83,503,000 | 82,896,000 | 82,606,000 |
| Interest-bearing deposits | 40,632,000 | 41,933,000 | 42,177,000 | 43,286,000 |
| Noninterest-bearing deposits | 39,145,000 | 41,570,000 | 40,719,000 | 39,320,000 |
| Equity capital | 9,560,000 | 10,037,000 | 10,480,000 | 10,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,101,000 | 1,552,000 | 2,058,000 |
| Interest expense | 67,000 | 123,000 | 179,000 | 231,000 |
| Net interest income | 535,000 | 978,000 | 1,373,000 | 1,827,000 |
| Noninterest income | 51,000 | 95,000 | 141,000 | 189,000 |
| Noninterest expense | 320,000 | 644,000 | 973,000 | 1,370,000 |
| Provision for loan losses | 10,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 269,000 | 435,000 | 547,000 | 697,000 |
| Income tax | 40,000 | 55,000 | 59,000 | 71,000 |
| Net income | 229,000 | 380,000 | 488,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,414,000 | 9,565,000 | 9,506,000 | 9,644,000 |