Call reports 2016
ATASCOSA BANK — 2016
What ATASCOSA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,381,000 | 91,636,000 | 92,565,000 | 90,146,000 |
| Total loans | 13,245,000 | 13,617,000 | 14,192,000 | 14,281,000 |
| Allowance for loan losses | 181,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 20,065,000 | 21,761,000 | 19,872,000 | 19,019,000 |
| Securities held to maturity | 8,800,000 | 8,785,000 | 8,769,000 | 8,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,129,000 | 84,245,000 | 85,188,000 | 82,816,000 |
| Interest-bearing deposits | 48,021,000 | 47,554,000 | 47,934,000 | 45,575,000 |
| Noninterest-bearing deposits | 38,108,000 | 36,691,000 | 37,254,000 | 37,241,000 |
| Equity capital | 7,099,000 | 7,217,000 | 7,171,000 | 7,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 766,000 | 1,151,000 | 1,543,000 |
| Interest expense | 32,000 | 64,000 | 97,000 | 129,000 |
| Net interest income | 350,000 | 702,000 | 1,054,000 | 1,414,000 |
| Noninterest income | 64,000 | 128,000 | 211,000 | 286,000 |
| Noninterest expense | 311,000 | 630,000 | 948,000 | 1,305,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | 103,000 | 198,000 | 315,000 | 393,000 |
| Income tax | 20,000 | 36,000 | 56,000 | 78,000 |
| Net income | 83,000 | 162,000 | 259,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,158,000 | 7,267,000 | 7,267,000 | 7,220,000 |
| Total capital | 7,339,000 | 7,450,000 | 7,450,000 | 7,403,000 |
| Risk-weighted assets | 25,421,000 | 25,854,000 | 28,253,000 | 28,197,000 |