Call reports 2015
ATASCOSA BANK — 2015
What ATASCOSA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,789,000 | 94,178,000 | 93,126,000 | 94,823,000 |
| Total loans | 12,622,000 | 14,181,000 | 12,730,000 | 12,204,000 |
| Allowance for loan losses | 184,000 | 184,000 | 184,000 | 183,000 |
| Securities available for sale | 21,758,000 | 20,900,000 | 20,399,000 | 19,929,000 |
| Securities held to maturity | 5,341,000 | 7,970,000 | 8,458,000 | 8,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,640,000 | 87,058,000 | 85,987,000 | 87,724,000 |
| Interest-bearing deposits | 53,097,000 | 48,338,000 | 48,764,000 | 48,474,000 |
| Noninterest-bearing deposits | 42,543,000 | 38,721,000 | 37,223,000 | 39,250,000 |
| Equity capital | 7,044,000 | 7,022,000 | 6,982,000 | 6,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 690,000 | 1,031,000 | 1,364,000 |
| Interest expense | 30,000 | 61,000 | 94,000 | 126,000 |
| Net interest income | 324,000 | 629,000 | 937,000 | 1,238,000 |
| Noninterest income | 58,000 | 120,000 | 185,000 | 254,000 |
| Noninterest expense | 312,000 | 615,000 | 921,000 | 1,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 173,000 | 248,000 | 278,000 |
| Income tax | 28,000 | 50,000 | 61,000 | 66,000 |
| Net income | 61,000 | 123,000 | 187,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,130,000 | 6,987,000 | 6,960,000 | 7,053,000 |
| Total capital | 7,314,000 | 7,171,000 | 7,144,000 | 7,236,000 |
| Risk-weighted assets | 30,330,000 | 27,344,000 | 26,285,000 | 26,085,000 |