Call reports 2018
FRONTIER SAVINGS BANK — 2018
What FRONTIER SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 41,740,000 | 39,291,000 | 39,021,000 | 40,808,000 |
| Total loans | 18,094,000 | 16,650,000 | 17,325,000 | 19,699,000 |
| Allowance for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 2,898,000 | 2,847,000 | 2,770,000 | 2,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,796,000 | 33,783,000 | 33,513,000 | 33,544,000 |
| Interest-bearing deposits | 27,484,000 | 27,631,000 | 27,523,000 | 25,569,000 |
| Noninterest-bearing deposits | 6,312,000 | 6,152,000 | 5,990,000 | 7,975,000 |
| Equity capital | 4,205,000 | 4,234,000 | 4,232,000 | 4,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 608,000 | 926,000 | 1,284,000 |
| Interest expense | 12,000 | 35,000 | 66,000 | 95,000 |
| Net interest income | 281,000 | 573,000 | 860,000 | 1,189,000 |
| Noninterest income | 39,000 | 83,000 | 122,000 | 91,000 |
| Noninterest expense | 309,000 | 615,000 | 928,000 | 1,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 41,000 | 54,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 11,000 | 41,000 | 54,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,281,000 | 4,311,000 | 4,324,000 | 4,328,000 |
| Total capital | 4,466,000 | 4,496,000 | 4,509,000 | 4,513,000 |
| Risk-weighted assets | 17,815,000 | 19,605,000 | 16,795,000 | 18,874,000 |