Call reports 2017
FRONTIER SAVINGS BANK — 2017
What FRONTIER SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,879,000 | 41,589,000 | 41,817,000 | 42,842,000 |
| Total loans | 18,615,000 | 17,512,000 | 18,135,000 | 16,713,000 |
| Allowance for loan losses | 187,000 | 187,000 | 185,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 2,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,129,000 | 33,712,000 | 33,837,000 | 34,879,000 |
| Interest-bearing deposits | 29,000,000 | 28,174,000 | 27,303,000 | 27,338,000 |
| Noninterest-bearing deposits | 6,129,000 | 5,538,000 | 6,534,000 | 7,541,000 |
| Equity capital | 4,263,000 | 4,287,000 | 4,304,000 | 4,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 586,000 | 870,000 | 1,154,000 |
| Interest expense | 12,000 | 24,000 | 34,000 | 46,000 |
| Net interest income | 277,000 | 562,000 | 836,000 | 1,108,000 |
| Noninterest income | 32,000 | 70,000 | 110,000 | 155,000 |
| Noninterest expense | 307,000 | 606,000 | 903,000 | 1,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 26,000 | 43,000 | 30,000 |
| Income tax | 0 | 0 | 0 | 21,000 |
| Net income | 2,000 | 26,000 | 43,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,263,000 | 4,287,000 | 4,304,000 | 4,270,000 |
| Total capital | 4,450,000 | 4,474,000 | 4,489,000 | 4,455,000 |
| Risk-weighted assets | 17,528,000 | 16,871,000 | 17,382,000 | 16,487,000 |