Call reports 2025
BANK OF CLEVELAND — 2025
What BANK OF CLEVELAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 379,768,000 | 381,174,000 |
| Total loans | 279,085,000 | 287,562,000 |
| Allowance for loan losses | 3,094,000 | 3,095,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 284,233,000 | 282,118,000 |
| Interest-bearing deposits | 215,405,000 | 213,286,000 |
| Noninterest-bearing deposits | 68,828,000 | 68,832,000 |
| Equity capital | 90,255,000 | 93,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 2,142,000 | 8,760,000 |
| Interest expense | 322,000 | 1,307,000 |
| Net interest income | 1,820,000 | 7,453,000 |
| Noninterest income | 173,000 | 735,000 |
| Noninterest expense | 843,000 | 3,553,000 |
| Provision for loan losses | 3,094,000 | 3,094,000 |
| Pretax income | -1,944,000 | 1,541,000 |
| Income tax | -411,000 | 312,000 |
| Net income | -1,533,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 63,580,000 | 64,227,000 |
| Total capital | 66,724,000 | 67,372,000 |
| Risk-weighted assets | 284,620,000 | 289,071,000 |