Call reports 2023
BANK OF CLEVELAND — 2023
What BANK OF CLEVELAND reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 357,503,000 | 353,053,000 | 353,899,000 | 365,188,000 |
| Total loans | 249,213,000 | 256,035,000 | 256,602,000 | 262,199,000 |
| Allowance for loan losses | 3,000,000 | 3,000,000 | 2,950,000 | 2,950,000 |
| Securities available for sale | 54,981,000 | 53,576,000 | 51,083,000 | 47,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,805,000 | 288,111,000 | 288,501,000 | 297,237,000 |
| Interest-bearing deposits | 205,563,000 | 206,251,000 | 209,369,000 | 216,096,000 |
| Noninterest-bearing deposits | 87,242,000 | 81,860,000 | 79,132,000 | 81,141,000 |
| Equity capital | 54,555,000 | 55,174,000 | 55,354,000 | 58,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,192,000 | 8,605,000 | 13,251,000 | 18,089,000 |
| Interest expense | 517,000 | 1,200,000 | 2,036,000 | 3,014,000 |
| Net interest income | 3,675,000 | 7,405,000 | 11,215,000 | 15,075,000 |
| Noninterest income | 526,000 | 1,094,000 | 2,298,000 | 2,744,000 |
| Noninterest expense | 2,159,000 | 4,384,000 | 6,654,000 | 8,846,000 |
| Provision for loan losses | 0 | 0 | -50,000 | -50,000 |
| Pretax income | 2,042,000 | 4,115,000 | 6,859,000 | 8,973,000 |
| Income tax | 410,000 | 824,000 | 1,379,000 | 1,802,000 |
| Net income | 1,632,000 | 3,291,000 | 5,480,000 | 7,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,081,000 | 60,241,000 | 61,529,000 | 62,470,000 |
| Total capital | 61,989,000 | 63,212,000 | 64,529,000 | 65,470,000 |
| Risk-weighted assets | 232,556,000 | 237,674,000 | 270,274,000 | 257,531,000 |