Call reports 2022
BANK OF CLEVELAND — 2022
What BANK OF CLEVELAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 343,520,000 | 356,485,000 | 367,036,000 | 369,148,000 |
| Total loans | 217,927,000 | 218,635,000 | 229,413,000 | 250,892,000 |
| Allowance for loan losses | 2,463,000 | 2,400,000 | 2,500,000 | 2,500,000 |
| Securities available for sale | 42,164,000 | 39,066,000 | 55,336,000 | 55,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,434,000 | 296,306,000 | 306,746,000 | 305,535,000 |
| Interest-bearing deposits | 196,728,000 | 207,628,000 | 210,757,000 | 216,931,000 |
| Noninterest-bearing deposits | 85,706,000 | 88,678,000 | 95,988,000 | 88,604,000 |
| Equity capital | 53,018,000 | 52,464,000 | 52,173,000 | 54,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,924,000 | 6,543,000 | 10,410,000 | 14,679,000 |
| Interest expense | 133,000 | 297,000 | 527,000 | 901,000 |
| Net interest income | 2,791,000 | 6,246,000 | 9,883,000 | 13,778,000 |
| Noninterest income | 594,000 | 1,221,000 | 1,826,000 | 2,249,000 |
| Noninterest expense | 2,145,000 | 4,303,000 | 6,501,000 | 8,731,000 |
| Provision for loan losses | 0 | -503,000 | -664,000 | -664,000 |
| Pretax income | 1,240,000 | 3,667,000 | 5,872,000 | 7,960,000 |
| Income tax | 315,000 | 939,000 | 1,504,000 | 1,610,000 |
| Net income | 925,000 | 2,728,000 | 4,368,000 | 6,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,875,000 | 56,677,000 | 57,817,000 | 59,050,000 |
| Total capital | 57,338,000 | 59,077,000 | 60,317,000 | 61,550,000 |
| Risk-weighted assets | 209,072,000 | 209,904,000 | 217,506,000 | 238,417,000 |