Call reports 2021
BANK OF CLEVELAND — 2021
What BANK OF CLEVELAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 314,962,000 | 321,444,000 | 339,879,000 | 341,423,000 |
| Total loans | 241,925,000 | 236,666,000 | 225,093,000 | 213,580,000 |
| Allowance for loan losses | 2,675,000 | 2,685,000 | 2,693,000 | 2,455,000 |
| Securities available for sale | 3,010,000 | 1,859,000 | 21,042,000 | 24,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,938,000 | 263,454,000 | 280,292,000 | 279,820,000 |
| Interest-bearing deposits | 182,433,000 | 183,936,000 | 189,678,000 | 193,302,000 |
| Noninterest-bearing deposits | 75,505,000 | 79,518,000 | 90,614,000 | 86,518,000 |
| Equity capital | 49,166,000 | 50,446,000 | 51,975,000 | 53,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,375,000 | 6,605,000 | 9,882,000 | 13,496,000 |
| Interest expense | 151,000 | 294,000 | 435,000 | 575,000 |
| Net interest income | 3,224,000 | 6,311,000 | 9,447,000 | 12,921,000 |
| Noninterest income | 977,000 | 2,239,000 | 3,374,000 | 4,084,000 |
| Noninterest expense | 2,170,000 | 4,308,000 | 6,509,000 | 8,967,000 |
| Provision for loan losses | 2,000 | 3,000 | 3,000 | -985,000 |
| Pretax income | 2,029,000 | 4,239,000 | 6,309,000 | 9,023,000 |
| Income tax | 527,000 | 1,102,000 | 1,637,000 | 2,338,000 |
| Net income | 1,502,000 | 3,137,000 | 4,672,000 | 6,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,116,000 | 50,401,000 | 51,936,000 | 53,949,000 |
| Total capital | 51,791,000 | 53,035,000 | 54,550,000 | 56,404,000 |
| Risk-weighted assets | 223,855,000 | 210,688,000 | 209,058,000 | 200,117,000 |