Call reports 2020
BANK OF CLEVELAND — 2020
What BANK OF CLEVELAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 304,273,000 | 327,685,000 | 330,301,000 | 344,437,000 |
| Total loans | 229,460,000 | 248,588,000 | 252,849,000 | 243,289,000 |
| Allowance for loan losses | 2,718,000 | 2,530,000 | 2,560,000 | 2,665,000 |
| Securities available for sale | 3,716,000 | 3,645,000 | 3,427,000 | 3,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,233,000 | 274,858,000 | 276,697,000 | 289,347,000 |
| Interest-bearing deposits | 204,682,000 | 206,636,000 | 160,607,000 | 169,783,000 |
| Noninterest-bearing deposits | 48,551,000 | 68,222,000 | 116,090,000 | 119,564,000 |
| Equity capital | 43,420,000 | 44,759,000 | 46,156,000 | 47,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 6,691,000 | 9,994,000 | 13,459,000 |
| Interest expense | 499,000 | 775,000 | 994,000 | 1,174,000 |
| Net interest income | 2,787,000 | 5,916,000 | 9,000,000 | 12,285,000 |
| Noninterest income | 525,000 | 1,361,000 | 2,363,000 | 3,310,000 |
| Noninterest expense | 1,998,000 | 4,211,000 | 6,382,000 | 8,544,000 |
| Provision for loan losses | 92,000 | 141,000 | 162,000 | 167,000 |
| Pretax income | 1,222,000 | 2,925,000 | 4,819,000 | 6,883,000 |
| Income tax | 316,000 | 757,000 | 1,249,000 | 1,787,000 |
| Net income | 906,000 | 2,168,000 | 3,570,000 | 5,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,425,000 | 44,687,000 | 46,089,000 | 47,615,000 |
| Total capital | 46,143,000 | 47,217,000 | 48,649,000 | 50,280,000 |
| Risk-weighted assets | 222,790,000 | 239,903,000 | 243,281,000 | 232,789,000 |