Call reports 2019
BANK OF CLEVELAND — 2019
What BANK OF CLEVELAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 277,842,000 | 280,274,000 | 278,681,000 | 286,910,000 |
| Total loans | 219,973,000 | 220,813,000 | 229,273,000 | 231,111,000 |
| Allowance for loan losses | 2,825,000 | 3,040,000 | 3,061,000 | 2,805,000 |
| Securities available for sale | 4,184,000 | 4,135,000 | 3,989,000 | 3,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,800,000 | 236,412,000 | 229,025,000 | 236,524,000 |
| Interest-bearing deposits | 191,444,000 | 192,159,000 | 183,374,000 | 185,881,000 |
| Noninterest-bearing deposits | 43,356,000 | 44,252,000 | 45,651,000 | 50,643,000 |
| Equity capital | 40,947,000 | 41,677,000 | 42,348,000 | 43,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,291,000 | 6,804,000 | 10,269,000 | 13,750,000 |
| Interest expense | 506,000 | 1,063,000 | 1,624,000 | 2,116,000 |
| Net interest income | 2,785,000 | 5,741,000 | 8,645,000 | 11,634,000 |
| Noninterest income | 454,000 | 1,076,000 | 1,736,000 | 2,032,000 |
| Noninterest expense | 1,966,000 | 3,956,000 | 5,944,000 | 7,925,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | -265,000 |
| Pretax income | 1,273,000 | 2,860,000 | 4,436,000 | 6,006,000 |
| Income tax | 330,000 | 741,000 | 1,149,000 | 1,558,000 |
| Net income | 943,000 | 2,119,000 | 3,287,000 | 4,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,013,000 | 41,690,000 | 42,358,000 | 43,019,000 |
| Total capital | 43,717,000 | 44,395,000 | 45,134,000 | 45,787,000 |
| Risk-weighted assets | 216,188,000 | 216,088,000 | 221,755,000 | 221,382,000 |