Call reports 2018
BANK OF CLEVELAND — 2018
What BANK OF CLEVELAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,109,000 | 263,588,000 | 266,740,000 | 273,887,000 |
| Total loans | 222,601,000 | 224,036,000 | 222,337,000 | 221,102,000 |
| Allowance for loan losses | 2,820,000 | 2,830,000 | 2,805,000 | 2,816,000 |
| Securities available for sale | 4,628,000 | 4,468,000 | 4,302,000 | 4,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,253,000 | 220,131,000 | 222,398,000 | 231,424,000 |
| Interest-bearing deposits | 186,110,000 | 179,006,000 | 179,567,000 | 185,889,000 |
| Noninterest-bearing deposits | 42,144,000 | 41,125,000 | 42,831,000 | 45,535,000 |
| Equity capital | 41,074,000 | 41,719,000 | 42,488,000 | 40,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,039,000 | 6,252,000 | 9,595,000 | 12,856,000 |
| Interest expense | 266,000 | 594,000 | 979,000 | 1,418,000 |
| Net interest income | 2,773,000 | 5,658,000 | 8,616,000 | 11,438,000 |
| Noninterest income | 651,000 | 1,307,000 | 1,926,000 | 2,222,000 |
| Noninterest expense | 2,022,000 | 4,063,000 | 6,097,000 | 8,152,000 |
| Provision for loan losses | 3,000 | 5,000 | 9,000 | 11,000 |
| Pretax income | 1,399,000 | 2,897,000 | 4,436,000 | 5,497,000 |
| Income tax | 364,000 | 752,000 | 1,151,000 | 1,426,000 |
| Net income | 1,035,000 | 2,145,000 | 3,285,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,189,000 | 41,849,000 | 42,639,000 | 40,675,000 |
| Total capital | 43,950,000 | 44,654,000 | 45,408,000 | 43,425,000 |
| Risk-weighted assets | 220,788,000 | 224,399,000 | 221,495,000 | 219,918,000 |