Call reports 2017
BANK OF CLEVELAND — 2017
What BANK OF CLEVELAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 261,122,000 | 257,054,000 | 257,416,000 | 260,641,000 |
| Total loans | 217,248,000 | 222,245,000 | 215,851,000 | 222,916,000 |
| Allowance for loan losses | 2,835,000 | 2,841,000 | 2,848,000 | 2,810,000 |
| Securities available for sale | 5,311,000 | 5,242,000 | 5,066,000 | 4,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,362,000 | 215,489,000 | 210,189,000 | 206,375,000 |
| Interest-bearing deposits | 173,586,000 | 171,236,000 | 165,383,000 | 164,870,000 |
| Noninterest-bearing deposits | 45,776,000 | 44,253,000 | 44,806,000 | 41,505,000 |
| Equity capital | 39,834,000 | 40,000,000 | 40,519,000 | 40,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,861,000 | 5,906,000 | 8,968,000 | 11,957,000 |
| Interest expense | 129,000 | 291,000 | 481,000 | 671,000 |
| Net interest income | 2,732,000 | 5,615,000 | 8,487,000 | 11,286,000 |
| Noninterest income | 612,000 | 1,203,000 | 1,862,000 | 2,187,000 |
| Noninterest expense | 1,825,000 | 3,692,000 | 5,651,000 | 7,525,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 1,518,000 | 3,125,000 | 4,697,000 | 5,947,000 |
| Income tax | 577,000 | 1,188,000 | 1,785,000 | 2,510,000 |
| Net income | 941,000 | 1,937,000 | 2,912,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,883,000 | 40,004,000 | 40,529,000 | 40,604,000 |
| Total capital | 42,534,000 | 42,707,000 | 43,158,000 | 43,342,000 |
| Risk-weighted assets | 211,921,000 | 216,079,000 | 210,130,000 | 218,941,000 |