Call reports 2016
BANK OF CLEVELAND — 2016
What BANK OF CLEVELAND reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 244,057,000 | 238,476,000 | 242,418,000 | 242,827,000 |
| Total loans | 187,389,000 | 199,476,000 | 210,172,000 | 210,885,000 |
| Allowance for loan losses | 2,993,000 | 2,900,000 | 2,910,000 | 2,855,000 |
| Securities available for sale | 6,230,000 | 6,090,000 | 5,885,000 | 5,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,670,000 | 198,863,000 | 202,168,000 | 202,129,000 |
| Interest-bearing deposits | 163,144,000 | 158,987,000 | 158,300,000 | 161,609,000 |
| Noninterest-bearing deposits | 41,526,000 | 39,876,000 | 43,868,000 | 40,520,000 |
| Equity capital | 37,775,000 | 38,309,000 | 38,866,000 | 39,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,302,000 | 8,104,000 | 10,944,000 |
| Interest expense | 101,000 | 205,000 | 309,000 | 416,000 |
| Net interest income | 2,554,000 | 5,097,000 | 7,795,000 | 10,528,000 |
| Noninterest income | 422,000 | 1,180,000 | 1,902,000 | 2,550,000 |
| Noninterest expense | 1,772,000 | 3,590,000 | 5,461,000 | 7,260,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 7,000 |
| Pretax income | 1,204,000 | 2,684,000 | 4,230,000 | 5,811,000 |
| Income tax | 450,000 | 1,005,000 | 1,586,000 | 2,180,000 |
| Net income | 754,000 | 1,679,000 | 2,644,000 | 3,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,775,000 | 38,265,000 | 38,806,000 | 39,367,000 |
| Total capital | 40,069,000 | 40,694,000 | 41,345,000 | 41,945,000 |
| Risk-weighted assets | 182,861,000 | 193,881,000 | 202,754,000 | 205,949,000 |