Call reports 2015
BANK OF CLEVELAND — 2015
What BANK OF CLEVELAND reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 236,923,000 | 224,262,000 | 221,206,000 | 225,771,000 |
| Total loans | 179,868,000 | 177,466,000 | 169,833,000 | 170,337,000 |
| Allowance for loan losses | 2,865,000 | 2,915,000 | 2,865,000 | 3,203,000 |
| Securities available for sale | 0 | 0 | 0 | 5,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,171,000 | 186,494,000 | 182,892,000 | 187,109,000 |
| Interest-bearing deposits | 162,151,000 | 148,385,000 | 143,927,000 | 147,030,000 |
| Noninterest-bearing deposits | 37,020,000 | 38,108,000 | 38,964,000 | 40,079,000 |
| Equity capital | 36,265,000 | 36,649,000 | 37,133,000 | 37,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,447,000 | 5,029,000 | 7,706,000 | 10,229,000 |
| Interest expense | 83,000 | 166,000 | 250,000 | 334,000 |
| Net interest income | 2,364,000 | 4,863,000 | 7,456,000 | 9,895,000 |
| Noninterest income | 687,000 | 1,206,000 | 1,806,000 | 2,323,000 |
| Noninterest expense | 1,730,000 | 3,490,000 | 5,265,000 | 7,052,000 |
| Provision for loan losses | 14,000 | 19,000 | 24,000 | 26,000 |
| Pretax income | 1,307,000 | 2,560,000 | 3,973,000 | 5,140,000 |
| Income tax | 493,000 | 961,000 | 1,491,000 | 1,929,000 |
| Net income | 814,000 | 1,599,000 | 2,482,000 | 3,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,265,000 | 36,649,000 | 37,133,000 | 37,461,000 |
| Total capital | 38,493,000 | 38,852,000 | 39,212,000 | 39,539,000 |
| Risk-weighted assets | 177,619,000 | 175,562,000 | 165,513,000 | 165,154,000 |