Call reports 2014
BANK OF CLEVELAND — 2014
What BANK OF CLEVELAND reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 225,900,000 | 227,514,000 | 221,695,000 | 216,773,000 |
| Total loans | 185,996,000 | 181,401,000 | 174,299,000 | 174,893,000 |
| Allowance for loan losses | 2,865,000 | 2,675,000 | 2,690,000 | 3,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,312,000 | 188,792,000 | 182,725,000 | 179,725,000 |
| Interest-bearing deposits | 154,692,000 | 153,684,000 | 148,758,000 | 142,233,000 |
| Noninterest-bearing deposits | 32,620,000 | 35,108,000 | 33,967,000 | 37,492,000 |
| Equity capital | 37,314,000 | 37,679,000 | 37,800,000 | 35,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,770,000 | 5,581,000 | 8,380,000 | 11,129,000 |
| Interest expense | 85,000 | 175,000 | 268,000 | 360,000 |
| Net interest income | 2,685,000 | 5,406,000 | 8,112,000 | 10,769,000 |
| Noninterest income | 411,000 | 874,000 | 1,425,000 | 1,932,000 |
| Noninterest expense | 1,677,000 | 3,411,000 | 5,148,000 | 6,857,000 |
| Provision for loan losses | 45,000 | 111,000 | 157,000 | 171,000 |
| Pretax income | 1,374,000 | 2,758,000 | 4,232,000 | 5,673,000 |
| Income tax | 517,000 | 1,036,000 | 1,589,000 | 2,132,000 |
| Net income | 857,000 | 1,722,000 | 2,643,000 | 3,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,314,000 | 37,679,000 | 37,800,000 | 35,901,000 |
| Total capital | 39,595,000 | 39,918,000 | 39,973,000 | 38,091,000 |
| Risk-weighted assets | 181,919,000 | 178,661,000 | 173,349,000 | 174,372,000 |