Call reports 2008
BANK OF CLEVELAND — 2008
What BANK OF CLEVELAND reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 261,209,000 | 254,374,000 | 264,670,000 | 262,139,000 |
| Total loans | 244,246,000 | 240,963,000 | 245,455,000 | 246,778,000 |
| Allowance for loan losses | 2,700,000 | 2,740,000 | 3,280,000 | 3,195,000 |
| Securities available for sale | 241,000 | 226,000 | 216,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,525,000 | 211,761,000 | 206,505,000 | 214,194,000 |
| Interest-bearing deposits | 188,260,000 | 181,581,000 | 179,250,000 | 186,054,000 |
| Noninterest-bearing deposits | 30,265,000 | 30,180,000 | 27,255,000 | 28,140,000 |
| Equity capital | 27,532,000 | 28,138,000 | 28,421,000 | 28,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,741,000 | 9,127,000 | 13,413,000 | 17,379,000 |
| Interest expense | 1,717,000 | 3,203,000 | 4,440,000 | 5,621,000 |
| Net interest income | 3,024,000 | 5,924,000 | 8,973,000 | 11,758,000 |
| Noninterest income | 451,000 | 1,035,000 | 1,487,000 | 1,916,000 |
| Noninterest expense | 1,597,000 | 3,230,000 | 4,857,000 | 6,533,000 |
| Provision for loan losses | 16,000 | 67,000 | 668,000 | 787,000 |
| Pretax income | 1,862,000 | 3,662,000 | 4,935,000 | 6,354,000 |
| Income tax | 718,000 | 1,411,000 | 1,902,000 | 2,450,000 |
| Net income | 1,144,000 | 2,251,000 | 3,033,000 | 3,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,533,000 | 28,140,000 | 28,422,000 | 28,793,000 |
| Total capital | 30,233,000 | 30,880,000 | 31,355,000 | 31,719,000 |
| Risk-weighted assets | 233,189,000 | 229,547,000 | 234,330,000 | 233,826,000 |
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Every figure shown here about BANK OF CLEVELAND — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.