Call reports 2026
POTOMAC BANK, INC. — 2026
What POTOMAC BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 975,423,000 | 980,213,000 |
| Total loans | 760,291,000 | 775,033,000 |
| Allowance for loan losses | 7,972,000 | 7,938,000 |
| Securities available for sale | 92,713,000 | 96,642,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 845,635,000 | 847,909,000 |
| Interest-bearing deposits | 657,665,000 | 650,911,000 |
| Noninterest-bearing deposits | 187,970,000 | 196,998,000 |
| Equity capital | 93,024,000 | 95,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,141,000 | 25,162,000 |
| Interest expense | 3,536,000 | 7,208,000 |
| Net interest income | 8,605,000 | 17,954,000 |
| Noninterest income | 2,810,000 | 5,376,000 |
| Noninterest expense | 7,080,000 | 14,203,000 |
| Provision for loan losses | 193,000 | 403,000 |
| Pretax income | 4,135,000 | 8,677,000 |
| Income tax | 895,000 | 1,928,000 |
| Net income | 3,240,000 | 6,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 97,087,000 | 99,745,000 |
| Total capital | 105,495,000 | 108,159,000 |
| Risk-weighted assets | 754,412,000 | 769,304,000 |