Call report 2025Q4
POTOMAC BANK, INC. — 2025Q4
The 22 measures POTOMAC BANK, INC. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 943,040,000 | USD | evidence → |
| Total loans | 754,408,000 | USD | evidence → |
| Allowance for loan losses | 7,796,000 | USD | evidence → |
| Securities available for sale | 80,905,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 813,138,000 | USD | evidence → |
| Interest-bearing deposits | 629,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 183,570,000 | USD | evidence → |
| Equity capital | 90,910,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,339,000 | USD | evidence → |
| Interest expense | 14,854,000 | USD | evidence → |
| Net interest income | 32,485,000 | USD | evidence → |
| Noninterest income | 7,520,000 | USD | evidence → |
| Noninterest expense | 26,789,000 | USD | evidence → |
| Provision for loan losses | 897,000 | USD | evidence → |
| Pretax income | 12,291,000 | USD | evidence → |
| Income tax | 2,701,000 | USD | evidence → |
| Net income | 9,590,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,662,000 | USD | evidence → |
| Total capital | 102,888,000 | USD | evidence → |
| Risk-weighted assets | 748,336,000 | USD | evidence → |