Call report 2021Q4
POTOMAC BANK, INC. — 2021Q4
The 22 measures POTOMAC BANK, INC. reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 709,715,000 | USD | evidence → |
| Total loans | 517,506,000 | USD | evidence → |
| Allowance for loan losses | 5,504,000 | USD | evidence → |
| Securities available for sale | 82,030,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 629,561,000 | USD | evidence → |
| Interest-bearing deposits | 487,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,740,000 | USD | evidence → |
| Equity capital | 69,744,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,996,000 | USD | evidence → |
| Interest expense | 1,871,000 | USD | evidence → |
| Net interest income | 21,125,000 | USD | evidence → |
| Noninterest income | 6,786,000 | USD | evidence → |
| Noninterest expense | 17,977,000 | USD | evidence → |
| Provision for loan losses | -490,000 | USD | evidence → |
| Pretax income | 10,432,000 | USD | evidence → |
| Income tax | 2,346,000 | USD | evidence → |
| Net income | 8,086,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,106,000 | USD | evidence → |
| Total capital | 77,610,000 | USD | evidence → |
| Risk-weighted assets | 499,391,000 | USD | evidence → |