Call reports 2010
POTOMAC BANK, INC. — 2010
What POTOMAC BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 310,512,000 | 302,772,000 | 298,329,000 | 295,834,000 |
| Total loans | 232,791,000 | 227,037,000 | 223,562,000 | 219,326,000 |
| Allowance for loan losses | 5,307,000 | 5,577,000 | 4,872,000 | 5,012,000 |
| Securities available for sale | 42,117,000 | 38,580,000 | 36,750,000 | 41,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,757,000 | 263,182,000 | 258,663,000 | 257,496,000 |
| Interest-bearing deposits | 242,643,000 | 235,427,000 | 233,307,000 | 230,727,000 |
| Noninterest-bearing deposits | 29,114,000 | 27,755,000 | 25,356,000 | 26,769,000 |
| Equity capital | 24,656,000 | 25,270,000 | 25,960,000 | 25,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,065,000 | 10,524,000 | 13,904,000 |
| Interest expense | 1,144,000 | 2,202,000 | 3,195,000 | 4,143,000 |
| Net interest income | 2,382,000 | 4,863,000 | 7,329,000 | 9,761,000 |
| Noninterest income | 1,052,000 | 2,145,000 | 3,191,000 | 4,299,000 |
| Noninterest expense | 2,489,000 | 4,888,000 | 7,399,000 | 9,860,000 |
| Provision for loan losses | 310,000 | 771,000 | 984,000 | 1,599,000 |
| Pretax income | 635,000 | 1,349,000 | 2,137,000 | 2,601,000 |
| Income tax | 197,000 | 429,000 | 674,000 | 711,000 |
| Net income | 438,000 | 920,000 | 1,463,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,773,000 | 26,255,000 | 26,798,000 | 26,864,000 |
| Total capital | 28,666,000 | 29,055,000 | 29,531,000 | 29,584,000 |
| Risk-weighted assets | 229,362,000 | 221,624,000 | 216,892,000 | 215,289,000 |
Machine access — free, no API key
Every figure shown here about POTOMAC BANK, INC. — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.