Call reports 2016
MEDINA SAVINGS AND LOAN ASSOCIATION — 2016
What MEDINA SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,143,000 | 50,709,000 | 51,166,000 | 52,381,000 |
| Total loans | 24,598,000 | 24,846,000 | 24,964,000 | 26,289,000 |
| Allowance for loan losses | 344,000 | 346,000 | 337,000 | 339,000 |
| Securities available for sale | 6,047,000 | 3,035,000 | 0 | 6,729,000 |
| Securities held to maturity | 5,660,000 | 6,666,000 | 5,165,000 | 5,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,548,000 | 45,988,000 | 46,484,000 | 47,876,000 |
| Interest-bearing deposits | 36,863,000 | 37,477,000 | 37,101,000 | 38,798,000 |
| Noninterest-bearing deposits | 8,685,000 | 8,511,000 | 9,383,000 | 9,078,000 |
| Equity capital | 3,707,000 | 3,759,000 | 3,581,000 | 3,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 825,000 | 1,228,000 | 1,665,000 |
| Interest expense | 65,000 | 131,000 | 198,000 | 265,000 |
| Net interest income | 341,000 | 694,000 | 1,030,000 | 1,400,000 |
| Noninterest income | 82,000 | 157,000 | 231,000 | 329,000 |
| Noninterest expense | 455,000 | 901,000 | 1,365,000 | 1,825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 106,000 | 84,000 | 92,000 |
| Income tax | 4,000 | 38,000 | 19,000 | 22,000 |
| Net income | 7,000 | 68,000 | 65,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,392,000 | 4,453,000 | 4,450,000 | 4,455,000 |
| Total capital | 4,658,000 | 4,724,000 | 4,723,000 | 4,740,000 |
| Risk-weighted assets | 21,200,000 | 21,599,000 | 21,738,000 | 22,766,000 |