Call reports 2015
MEDINA SAVINGS AND LOAN ASSOCIATION — 2015
What MEDINA SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,858,000 | 50,805,000 | 48,966,000 | 50,251,000 |
| Total loans | 24,365,000 | 24,151,000 | 24,453,000 | 24,358,000 |
| Allowance for loan losses | 374,000 | 375,000 | 421,000 | 341,000 |
| Securities available for sale | 11,016,000 | 11,010,000 | 3,045,000 | 7,860,000 |
| Securities held to maturity | 4,173,000 | 4,169,000 | 4,166,000 | 4,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,579,000 | 46,460,000 | 44,433,000 | 45,805,000 |
| Interest-bearing deposits | 37,144,000 | 38,033,000 | 37,055,000 | 37,636,000 |
| Noninterest-bearing deposits | 8,435,000 | 8,427,000 | 7,378,000 | 8,169,000 |
| Equity capital | 3,925,000 | 3,930,000 | 3,679,000 | 3,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 810,000 | 1,212,000 | 1,618,000 |
| Interest expense | 66,000 | 133,000 | 200,000 | 268,000 |
| Net interest income | 334,000 | 677,000 | 1,012,000 | 1,350,000 |
| Noninterest income | 87,000 | 150,000 | 202,000 | 285,000 |
| Noninterest expense | 410,000 | 820,000 | 1,244,000 | 1,695,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 35,000 |
| Pretax income | 45,000 | 117,000 | 136,000 | 135,000 |
| Income tax | 16,000 | 42,000 | 27,000 | 27,000 |
| Net income | 29,000 | 75,000 | 109,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,685,000 | 4,351,000 | 4,385,000 | 4,385,000 |
| Total capital | 4,912,000 | 4,604,000 | 4,666,000 | 4,647,000 |
| Risk-weighted assets | 18,072,000 | 20,116,000 | 22,357,000 | 20,867,000 |