Call reports 2023
ALLIANCE BANK — 2023
What ALLIANCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 432,988,000 | 399,997,000 | 399,012,000 | 419,068,000 |
| Total loans | 193,792,000 | 209,325,000 | 225,198,000 | 243,772,000 |
| Allowance for loan losses | 3,764,000 | 3,884,000 | 3,949,000 | 4,244,000 |
| Securities available for sale | 170,217,000 | 162,501,000 | 147,755,000 | 141,858,000 |
| Securities held to maturity | 3,020,000 | 3,000,000 | 2,680,000 | 2,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,726,000 | 356,353,000 | 355,084,000 | 364,540,000 |
| Interest-bearing deposits | 299,939,000 | 268,703,000 | 268,647,000 | 268,040,000 |
| Noninterest-bearing deposits | 87,787,000 | 87,650,000 | 86,437,000 | 96,500,000 |
| Equity capital | 32,459,000 | 31,832,000 | 28,643,000 | 35,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,350,000 | 8,526,000 | 12,809,000 | 17,377,000 |
| Interest expense | 220,000 | 604,000 | 1,092,000 | 1,864,000 |
| Net interest income | 4,130,000 | 7,922,000 | 11,717,000 | 15,513,000 |
| Noninterest income | 486,000 | 1,003,000 | 1,583,000 | 2,075,000 |
| Noninterest expense | 2,263,000 | 4,511,000 | 6,948,000 | 9,464,000 |
| Provision for loan losses | 0 | 119,000 | 187,000 | 486,000 |
| Pretax income | 2,353,000 | 4,262,000 | 6,200,000 | 7,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,353,000 | 4,262,000 | 6,200,000 | 7,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,586,000 | 48,544,000 | 49,333,000 | 49,212,000 |