Call reports 2015
ALLIANCE BANK — 2015
What ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 308,108,000 | 302,955,000 | 294,946,000 | 296,992,000 |
| Total loans | 160,836,000 | 163,406,000 | 163,665,000 | 166,331,000 |
| Allowance for loan losses | 3,903,000 | 3,904,000 | 3,932,000 | 3,941,000 |
| Securities available for sale | 129,168,000 | 120,156,000 | 111,848,000 | 107,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,004,000 | 246,494,000 | 236,446,000 | 247,167,000 |
| Interest-bearing deposits | 201,557,000 | 194,475,000 | 177,719,000 | 181,587,000 |
| Noninterest-bearing deposits | 53,447,000 | 52,019,000 | 58,727,000 | 65,580,000 |
| Equity capital | 33,281,000 | 32,089,000 | 32,942,000 | 33,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,620,000 | 5,210,000 | 7,783,000 | 10,301,000 |
| Interest expense | 157,000 | 318,000 | 486,000 | 643,000 |
| Net interest income | 2,463,000 | 4,892,000 | 7,297,000 | 9,658,000 |
| Noninterest income | 460,000 | 979,000 | 1,488,000 | 1,970,000 |
| Noninterest expense | 1,912,000 | 3,874,000 | 5,705,000 | 7,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,035,000 | 2,083,000 | 3,234,000 | 4,147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,035,000 | 2,083,000 | 3,234,000 | 4,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,737,000 | 29,598,000 | 30,114,000 | 30,439,000 |
| Total capital | 32,271,000 | 32,089,000 | 32,582,000 | 32,993,000 |
| Risk-weighted assets | 201,060,000 | 197,505,000 | 195,657,000 | 202,545,000 |