Call reports 2020
CITY NATIONAL BANK OF METROPOLIS, THE — 2020
What CITY NATIONAL BANK OF METROPOLIS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 395,755,000 | 428,994,000 | 446,930,000 | 458,286,000 |
| Total loans | 176,456,000 | 207,929,000 | 207,816,000 | 205,280,000 |
| Allowance for loan losses | 2,811,000 | 2,803,000 | 3,055,000 | 3,113,000 |
| Securities available for sale | 180,832,000 | 206,428,000 | 213,923,000 | 227,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,860,000 | 333,919,000 | 340,647,000 | 351,949,000 |
| Interest-bearing deposits | 273,191,000 | 291,095,000 | 297,088,000 | 303,942,000 |
| Noninterest-bearing deposits | 33,669,000 | 42,824,000 | 43,559,000 | 48,007,000 |
| Equity capital | 54,902,000 | 55,924,000 | 57,162,000 | 57,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 6,520,000 | 9,833,000 | 13,297,000 |
| Interest expense | 1,013,000 | 1,951,000 | 2,794,000 | 3,535,000 |
| Net interest income | 2,324,000 | 4,569,000 | 7,039,000 | 9,762,000 |
| Noninterest income | 301,000 | 549,000 | 696,000 | 1,067,000 |
| Noninterest expense | 2,009,000 | 3,853,000 | 5,655,000 | 7,517,000 |
| Provision for loan losses | 120,000 | 340,000 | 460,000 | 580,000 |
| Pretax income | 956,000 | 1,862,000 | 3,384,000 | 4,525,000 |
| Income tax | 120,000 | 240,000 | 360,000 | 1,296,000 |
| Net income | 836,000 | 1,622,000 | 3,024,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,597,000 | 53,699,000 | 55,191,000 | 54,532,000 |
| Total capital | 55,901,000 | 56,502,000 | 57,685,000 | 57,157,000 |
| Risk-weighted assets | 183,779,000 | 224,541,000 | 198,963,000 | 209,009,000 |