Call reports 2016
CITY NATIONAL BANK OF METROPOLIS, THE — 2016
What CITY NATIONAL BANK OF METROPOLIS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 408,301,000 | 404,939,000 | 399,633,000 | 396,239,000 |
| Total loans | 158,436,000 | 162,072,000 | 159,704,000 | 164,272,000 |
| Allowance for loan losses | 2,666,000 | 2,813,000 | 2,803,000 | 2,728,000 |
| Securities available for sale | 211,908,000 | 211,025,000 | 219,037,000 | 210,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 64,000 | 64,000 | 64,000 | 100,000 |
| Total deposits | 330,102,000 | 325,853,000 | 320,225,000 | 321,691,000 |
| Interest-bearing deposits | 300,573,000 | 295,354,000 | 292,429,000 | 290,265,000 |
| Noninterest-bearing deposits | 29,529,000 | 30,499,000 | 27,796,000 | 31,426,000 |
| Equity capital | 47,435,000 | 48,489,000 | 49,067,000 | 44,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,934,000 | 5,802,000 | 8,684,000 | 11,536,000 |
| Interest expense | 750,000 | 1,499,000 | 2,232,000 | 2,959,000 |
| Net interest income | 2,184,000 | 4,303,000 | 6,452,000 | 8,577,000 |
| Noninterest income | 259,000 | 501,000 | 748,000 | 978,000 |
| Noninterest expense | 1,539,000 | 3,014,000 | 4,535,000 | 6,204,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 890,000 | 2,441,000 | 3,479,000 | 4,197,000 |
| Income tax | 197,000 | 413,000 | 629,000 | 994,000 |
| Net income | 693,000 | 2,028,000 | 2,850,000 | 3,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,616,000 | 47,423,000 | 48,246,000 | 47,853,000 |
| Total capital | 48,827,000 | 49,657,000 | 50,484,000 | 50,166,000 |
| Risk-weighted assets | 176,417,000 | 178,111,000 | 178,337,000 | 184,479,000 |