Call reports 2015
CITY NATIONAL BANK OF METROPOLIS, THE — 2015
What CITY NATIONAL BANK OF METROPOLIS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 408,163,000 | 404,467,000 | 403,148,000 | 400,407,000 |
| Total loans | 156,541,000 | 156,868,000 | 159,014,000 | 160,594,000 |
| Allowance for loan losses | 2,741,000 | 2,842,000 | 2,788,000 | 2,727,000 |
| Securities available for sale | 227,529,000 | 214,389,000 | 196,512,000 | 198,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 162,000 | 164,000 |
| Total deposits | 328,492,000 | 326,941,000 | 325,145,000 | 323,631,000 |
| Interest-bearing deposits | 300,492,000 | 299,591,000 | 299,414,000 | 297,215,000 |
| Noninterest-bearing deposits | 28,000,000 | 27,350,000 | 25,731,000 | 26,416,000 |
| Equity capital | 46,786,000 | 45,061,000 | 45,814,000 | 45,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,968,000 | 5,916,000 | 8,783,000 | 11,692,000 |
| Interest expense | 700,000 | 1,425,000 | 2,156,000 | 2,930,000 |
| Net interest income | 2,268,000 | 4,491,000 | 6,627,000 | 8,762,000 |
| Noninterest income | 228,000 | 452,000 | 683,000 | 901,000 |
| Noninterest expense | 1,392,000 | 2,805,000 | 4,258,000 | 5,759,000 |
| Provision for loan losses | 180,000 | 360,000 | 1,340,000 | 1,470,000 |
| Pretax income | 1,893,000 | 3,177,000 | 3,414,000 | 4,222,000 |
| Income tax | 285,000 | 570,000 | 855,000 | 884,000 |
| Net income | 1,608,000 | 2,607,000 | 2,559,000 | 3,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,418,000 | 45,912,000 | 45,865,000 | 45,923,000 |
| Total capital | 47,685,000 | 48,159,000 | 48,076,000 | 48,113,000 |
| Risk-weighted assets | 180,867,000 | 179,129,000 | 176,251,000 | 174,655,000 |