Call reports 2026
BANK OF FRANKLIN — 2026
What BANK OF FRANKLIN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 303,255,000 | 302,334,000 |
| Total loans | 204,933,000 | 210,370,000 |
| Allowance for loan losses | 2,557,000 | 2,499,000 |
| Securities available for sale | 45,822,000 | 46,702,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 269,681,000 | 267,796,000 |
| Interest-bearing deposits | 212,707,000 | 213,831,000 |
| Noninterest-bearing deposits | 56,974,000 | 53,965,000 |
| Equity capital | 31,847,000 | 32,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,084,000 | 8,626,000 |
| Interest expense | 1,220,000 | 2,660,000 |
| Net interest income | 2,864,000 | 5,966,000 |
| Noninterest income | 450,000 | 1,016,000 |
| Noninterest expense | 2,616,000 | 5,049,000 |
| Provision for loan losses | 51,000 | 158,000 |
| Pretax income | 647,000 | 1,746,000 |
| Income tax | 96,000 | 355,000 |
| Net income | 551,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,564,000 | 29,481,000 |