Call reports 2023
BANK OF FRANKLIN — 2023
What BANK OF FRANKLIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 210,657,000 | 213,135,000 | 225,473,000 | 222,179,000 |
| Total loans | 142,595,000 | 148,424,000 | 152,248,000 | 156,793,000 |
| Allowance for loan losses | 2,064,000 | 2,095,000 | 2,094,000 | 2,089,000 |
| Securities available for sale | 54,203,000 | 51,398,000 | 49,413,000 | 50,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,111,000 | 187,422,000 | 203,028,000 | 198,778,000 |
| Interest-bearing deposits | 141,500,000 | 139,793,000 | 153,260,000 | 148,659,000 |
| Noninterest-bearing deposits | 49,611,000 | 47,629,000 | 49,768,000 | 50,119,000 |
| Equity capital | 18,330,000 | 18,667,000 | 20,588,000 | 22,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,484,000 | 5,205,000 | 8,179,000 | 11,425,000 |
| Interest expense | 534,000 | 1,201,000 | 2,034,000 | 3,003,000 |
| Net interest income | 1,950,000 | 4,004,000 | 6,145,000 | 8,422,000 |
| Noninterest income | 423,000 | 877,000 | 3,815,000 | 4,728,000 |
| Noninterest expense | 1,663,000 | 3,244,000 | 5,057,000 | 6,880,000 |
| Provision for loan losses | 9,000 | 9,000 | 26,000 | 36,000 |
| Pretax income | 701,000 | 1,620,000 | 4,849,000 | 3,963,000 |
| Income tax | 140,000 | 345,000 | 1,149,000 | 816,000 |
| Net income | 561,000 | 1,275,000 | 3,700,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,823,000 | 22,537,000 | 24,963,000 | 24,410,000 |