Call reports 2022
BANK OF FRANKLIN — 2022
What BANK OF FRANKLIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 187,877,000 | 201,150,000 | 200,876,000 | 207,917,000 |
| Total loans | 118,113,000 | 126,046,000 | 136,812,000 | 141,218,000 |
| Allowance for loan losses | 1,743,000 | 1,764,000 | 1,917,000 | 2,066,000 |
| Securities available for sale | 57,133,000 | 54,884,000 | 52,415,000 | 54,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,551,000 | 184,003,000 | 173,720,000 | 179,493,000 |
| Interest-bearing deposits | 126,587,000 | 122,866,000 | 124,181,000 | 129,809,000 |
| Noninterest-bearing deposits | 42,964,000 | 61,137,000 | 49,539,000 | 49,684,000 |
| Equity capital | 17,455,000 | 16,353,000 | 16,653,000 | 17,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,156,000 | 6,477,000 | 8,896,000 |
| Interest expense | 137,000 | 278,000 | 426,000 | 725,000 |
| Net interest income | 1,945,000 | 3,878,000 | 6,051,000 | 8,171,000 |
| Noninterest income | 411,000 | 1,012,000 | 1,435,000 | 1,897,000 |
| Noninterest expense | 1,556,000 | 3,088,000 | 4,707,000 | 6,353,000 |
| Provision for loan losses | 24,000 | 56,000 | 157,000 | 250,000 |
| Pretax income | 776,000 | 1,773,000 | 2,649,000 | 3,485,000 |
| Income tax | 160,000 | 386,000 | 588,000 | 773,000 |
| Net income | 616,000 | 1,387,000 | 2,061,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,261,000 | 20,032,000 | 20,707,000 | 21,357,000 |