Call reports 2021
BANK OF FRANKLIN — 2021
What BANK OF FRANKLIN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,460,000 | 189,675,000 | 191,303,000 | 190,010,000 |
| Total loans | 110,374,000 | 114,072,000 | 112,144,000 | 115,288,000 |
| Allowance for loan losses | 1,501,000 | 1,445,000 | 1,555,000 | 1,754,000 |
| Securities available for sale | 50,789,000 | 54,781,000 | 63,990,000 | 62,375,000 |
| Securities held to maturity | 112,000 | 108,000 | 102,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,236,000 | 169,424,000 | 165,752,000 | 170,934,000 |
| Interest-bearing deposits | 115,617,000 | 120,249,000 | 118,688,000 | 119,883,000 |
| Noninterest-bearing deposits | 52,619,000 | 49,175,000 | 47,064,000 | 51,051,000 |
| Equity capital | 19,039,000 | 19,405,000 | 21,557,000 | 18,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,678,000 | 5,884,000 | 7,995,000 |
| Interest expense | 197,000 | 373,000 | 532,000 | 678,000 |
| Net interest income | 1,642,000 | 3,305,000 | 5,352,000 | 7,317,000 |
| Noninterest income | 389,000 | 775,000 | 3,008,000 | 3,440,000 |
| Noninterest expense | 1,486,000 | 3,006,000 | 4,492,000 | 5,989,000 |
| Provision for loan losses | 61,000 | 131,000 | 210,000 | 263,000 |
| Pretax income | 484,000 | 943,000 | 3,658,000 | 4,505,000 |
| Income tax | 97,000 | 177,000 | 839,000 | 1,024,000 |
| Net income | 387,000 | 766,000 | 2,819,000 | 3,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,545,000 | 18,694,000 | 20,633,000 | 18,170,000 |