Call reports 2018
BANK OF FRANKLIN — 2018
What BANK OF FRANKLIN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,741,000 | 133,658,000 | 132,389,000 | 138,625,000 |
| Total loans | 88,547,000 | 89,044,000 | 87,874,000 | 90,516,000 |
| Allowance for loan losses | 1,009,000 | 1,036,000 | 1,056,000 | 1,065,000 |
| Securities available for sale | 32,719,000 | 32,058,000 | 28,946,000 | 29,074,000 |
| Securities held to maturity | 206,000 | 196,000 | 188,000 | 178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,686,000 | 118,630,000 | 116,918,000 | 122,970,000 |
| Interest-bearing deposits | 90,879,000 | 89,947,000 | 90,696,000 | 94,066,000 |
| Noninterest-bearing deposits | 27,807,000 | 28,683,000 | 26,222,000 | 28,904,000 |
| Equity capital | 14,438,000 | 14,622,000 | 14,908,000 | 15,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,075,000 | 4,636,000 | 6,282,000 |
| Interest expense | 119,000 | 245,000 | 397,000 | 575,000 |
| Net interest income | 1,414,000 | 2,830,000 | 4,239,000 | 5,707,000 |
| Noninterest income | 322,000 | 676,000 | 1,258,000 | 1,617,000 |
| Noninterest expense | 1,305,000 | 2,706,000 | 4,045,000 | 5,418,000 |
| Provision for loan losses | 50,000 | 83,000 | 117,000 | 134,000 |
| Pretax income | 375,000 | 711,000 | 1,329,000 | 1,657,000 |
| Income tax | 67,000 | 128,000 | 247,000 | 320,000 |
| Net income | 308,000 | 583,000 | 1,082,000 | 1,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,810,000 | 14,026,000 | 14,408,000 | 15,494,000 |
| Total capital | 14,819,000 | 15,062,000 | 15,464,000 | 16,559,000 |
| Risk-weighted assets | 94,443,000 | 97,274,000 | 95,966,000 | 97,318,000 |