Call reports 2017
BANK OF FRANKLIN — 2017
What BANK OF FRANKLIN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 138,316,000 | 134,444,000 | 137,516,000 | 132,620,000 |
| Total loans | 80,325,000 | 81,733,000 | 85,266,000 | 87,606,000 |
| Allowance for loan losses | 889,000 | 897,000 | 904,000 | 1,004,000 |
| Securities available for sale | 40,999,000 | 41,198,000 | 39,595,000 | 33,831,000 |
| Securities held to maturity | 258,000 | 246,000 | 228,000 | 221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,244,000 | 118,633,000 | 119,036,000 | 116,146,000 |
| Interest-bearing deposits | 96,368,000 | 92,616,000 | 91,115,000 | 89,471,000 |
| Noninterest-bearing deposits | 27,876,000 | 26,017,000 | 27,921,000 | 26,675,000 |
| Equity capital | 13,669,000 | 14,159,000 | 14,477,000 | 14,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,903,000 | 4,443,000 | 5,970,000 |
| Interest expense | 117,000 | 236,000 | 358,000 | 482,000 |
| Net interest income | 1,346,000 | 2,667,000 | 4,085,000 | 5,488,000 |
| Noninterest income | 297,000 | 628,000 | 955,000 | 1,311,000 |
| Noninterest expense | 1,418,000 | 2,737,000 | 4,030,000 | 5,285,000 |
| Provision for loan losses | 6,000 | 15,000 | 27,000 | 138,000 |
| Pretax income | 219,000 | 543,000 | 983,000 | 1,366,000 |
| Income tax | 56,000 | 147,000 | 279,000 | 390,000 |
| Net income | 163,000 | 396,000 | 704,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,657,000 | 12,910,000 | 13,247,000 | 13,474,000 |
| Total capital | 13,549,000 | 13,807,000 | 14,151,000 | 14,478,000 |
| Risk-weighted assets | 87,466,000 | 91,121,000 | 93,407,000 | 93,871,000 |