Call reports 2009
BANK OF FRANKLIN — 2009
What BANK OF FRANKLIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 96,864,000 | 99,842,000 | 99,748,000 | 93,868,000 |
| Total loans | 56,403,000 | 60,597,000 | 60,665,000 | 59,962,000 |
| Allowance for loan losses | 1,099,000 | 965,000 | 940,000 | 1,905,000 |
| Securities available for sale | 21,584,000 | 24,134,000 | 23,144,000 | 21,217,000 |
| Securities held to maturity | 4,425,000 | 4,041,000 | 3,801,000 | 3,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,145,000 | 91,374,000 | 91,193,000 | 84,101,000 |
| Interest-bearing deposits | 75,255,000 | 77,570,000 | 77,835,000 | 69,790,000 |
| Noninterest-bearing deposits | 12,890,000 | 13,804,000 | 13,358,000 | 14,311,000 |
| Equity capital | 8,587,000 | 8,338,000 | 8,447,000 | 7,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,748,000 | 4,152,000 | 5,526,000 |
| Interest expense | 448,000 | 907,000 | 1,325,000 | 1,681,000 |
| Net interest income | 918,000 | 1,841,000 | 2,827,000 | 3,845,000 |
| Noninterest income | 173,000 | 356,000 | 565,000 | 764,000 |
| Noninterest expense | 991,000 | 2,075,000 | 3,162,000 | 4,352,000 |
| Provision for loan losses | 1,026,000 | 1,032,000 | 1,043,000 | 2,162,000 |
| Pretax income | -926,000 | -925,000 | -827,000 | -1,946,000 |
| Income tax | -328,000 | -337,000 | -316,000 | -715,000 |
| Net income | -598,000 | -588,000 | -511,000 | -1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,201,000 | 9,212,000 | 9,289,000 | 8,569,000 |
| Total capital | 10,174,000 | 10,177,000 | 10,229,000 | 9,609,000 |
| Risk-weighted assets | 77,747,000 | 85,860,000 | 85,458,000 | 82,331,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.