Call reports 2008
BANK OF FRANKLIN — 2008
What BANK OF FRANKLIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 88,337,000 | 89,759,000 | 88,717,000 | 91,465,000 |
| Total loans | 51,510,000 | 56,337,000 | 57,328,000 | 58,687,000 |
| Allowance for loan losses | 1,006,000 | 992,000 | 993,000 | 952,000 |
| Securities available for sale | 22,680,000 | 21,286,000 | 18,978,000 | 20,704,000 |
| Securities held to maturity | 5,792,000 | 5,458,000 | 5,146,000 | 4,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,172,000 | 78,200,000 | 76,888,000 | 79,481,000 |
| Interest-bearing deposits | 62,793,000 | 62,715,000 | 63,705,000 | 67,645,000 |
| Noninterest-bearing deposits | 11,379,000 | 15,485,000 | 13,183,000 | 11,836,000 |
| Equity capital | 11,783,000 | 8,857,000 | 7,732,000 | 9,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,892,000 | 4,344,000 | 5,803,000 |
| Interest expense | 475,000 | 951,000 | 1,403,000 | 1,854,000 |
| Net interest income | 972,000 | 1,941,000 | 2,941,000 | 3,949,000 |
| Noninterest income | 182,000 | 386,000 | 574,000 | 779,000 |
| Noninterest expense | 923,000 | 1,934,000 | 2,913,000 | 3,910,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 8,000 |
| Pretax income | 231,000 | 393,000 | 600,000 | 810,000 |
| Income tax | 96,000 | 140,000 | 155,000 | 225,000 |
| Net income | 135,000 | 253,000 | 445,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,760,000 | 9,467,000 | 9,659,000 | 9,800,000 |
| Total capital | 12,604,000 | 10,373,000 | 10,576,000 | 10,752,000 |
| Risk-weighted assets | 67,322,000 | 72,384,000 | 73,255,000 | 85,944,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.