Call reports 2007
BANK OF FRANKLIN — 2007
What BANK OF FRANKLIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,349,000 | 83,001,000 | 83,438,000 | 84,528,000 |
| Total loans | 46,504,000 | 44,279,000 | 47,806,000 | 49,450,000 |
| Allowance for loan losses | 997,000 | 976,000 | 976,000 | 962,000 |
| Securities available for sale | 18,637,000 | 23,821,000 | 24,299,000 | 22,808,000 |
| Securities held to maturity | 7,478,000 | 7,179,000 | 6,803,000 | 6,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,231,000 | 70,869,000 | 68,067,000 | 70,773,000 |
| Interest-bearing deposits | 59,920,000 | 59,120,000 | 57,464,000 | 58,185,000 |
| Noninterest-bearing deposits | 10,311,000 | 11,749,000 | 10,603,000 | 12,588,000 |
| Equity capital | 11,500,000 | 11,364,000 | 11,614,000 | 11,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,758,000 | 4,188,000 | 5,662,000 |
| Interest expense | 442,000 | 896,000 | 1,358,000 | 1,826,000 |
| Net interest income | 915,000 | 1,862,000 | 2,830,000 | 3,836,000 |
| Noninterest income | 177,000 | 464,000 | 656,000 | 928,000 |
| Noninterest expense | 790,000 | 1,649,000 | 2,573,000 | 3,571,000 |
| Provision for loan losses | 3,000 | -5,000 | -3,000 | 1,000 |
| Pretax income | 299,000 | 682,000 | 916,000 | 1,183,000 |
| Income tax | 113,000 | 209,000 | 305,000 | 369,000 |
| Net income | 186,000 | 473,000 | 611,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,596,000 | 11,583,000 | 11,721,000 | 11,625,000 |
| Total capital | 12,299,000 | 12,293,000 | 12,475,000 | 12,420,000 |
| Risk-weighted assets | 55,951,000 | 56,523,000 | 60,120,000 | 63,472,000 |
Machine access — free, no API key
Every figure shown here about BANK OF FRANKLIN — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.