Call reports 2016
TEXAS FIRST STATE BANK — 2016
What TEXAS FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 387,806,000 | 368,596,000 | 392,589,000 | 397,012,000 |
| Total loans | 147,427,000 | 150,128,000 | 146,577,000 | 149,459,000 |
| Allowance for loan losses | 805,000 | 798,000 | 716,000 | 708,000 |
| Securities available for sale | 9,747,000 | 6,514,000 | 8,681,000 | 7,369,000 |
| Securities held to maturity | 179,623,000 | 165,158,000 | 187,723,000 | 191,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,914,000 | 336,532,000 | 353,949,000 | 361,668,000 |
| Interest-bearing deposits | 289,648,000 | 275,726,000 | 279,626,000 | 281,383,000 |
| Noninterest-bearing deposits | 67,266,000 | 60,807,000 | 74,323,000 | 80,285,000 |
| Equity capital | 30,138,000 | 31,552,000 | 31,942,000 | 31,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,753,000 | 5,455,000 | 8,160,000 | 10,933,000 |
| Interest expense | 432,000 | 855,000 | 1,267,000 | 1,693,000 |
| Net interest income | 2,321,000 | 4,600,000 | 6,893,000 | 9,240,000 |
| Noninterest income | 248,000 | 539,000 | 849,000 | 1,021,000 |
| Noninterest expense | 2,109,000 | 4,195,000 | 6,328,000 | 8,388,000 |
| Provision for loan losses | 33,000 | 33,000 | 33,000 | 33,000 |
| Pretax income | 427,000 | 911,000 | 1,381,000 | 1,901,000 |
| Income tax | 57,000 | 131,000 | 204,000 | 295,000 |
| Net income | 370,000 | 780,000 | 1,177,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,441,000 | 30,850,000 | 31,247,000 | 31,232,000 |
| Total capital | 30,246,000 | 31,648,000 | 31,963,000 | 31,940,000 |
| Risk-weighted assets | 191,336,000 | 192,830,000 | 191,352,000 | 194,112,000 |