Call reports 2015
TEXAS FIRST STATE BANK — 2015
What TEXAS FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 389,587,000 | 372,649,000 | 369,977,000 | 386,508,000 |
| Total loans | 130,272,000 | 134,054,000 | 138,299,000 | 141,730,000 |
| Allowance for loan losses | 842,000 | 837,000 | 826,000 | 793,000 |
| Securities available for sale | 9,438,000 | 9,282,000 | 9,400,000 | 9,361,000 |
| Securities held to maturity | 185,093,000 | 187,661,000 | 177,418,000 | 174,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,263,000 | 339,277,000 | 332,419,000 | 355,928,000 |
| Interest-bearing deposits | 297,174,000 | 280,880,000 | 270,059,000 | 282,825,000 |
| Noninterest-bearing deposits | 63,089,000 | 58,397,000 | 62,360,000 | 73,103,000 |
| Equity capital | 28,872,000 | 29,266,000 | 29,870,000 | 29,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,602,000 | 5,304,000 | 8,023,000 | 10,723,000 |
| Interest expense | 421,000 | 837,000 | 1,244,000 | 1,651,000 |
| Net interest income | 2,181,000 | 4,467,000 | 6,779,000 | 9,072,000 |
| Noninterest income | 241,000 | 528,000 | 816,000 | 1,080,000 |
| Noninterest expense | 2,038,000 | 4,050,000 | 6,051,000 | 8,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 384,000 | 945,000 | 1,544,000 | 2,007,000 |
| Income tax | 46,000 | 113,000 | 188,000 | 282,000 |
| Net income | 338,000 | 832,000 | 1,356,000 | 1,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,208,000 | 28,702,000 | 29,226,000 | 29,094,000 |
| Total capital | 29,050,000 | 29,539,000 | 30,052,000 | 29,887,000 |
| Risk-weighted assets | 162,606,000 | 167,465,000 | 172,966,000 | 181,548,000 |