Call reports 2025
FIRST SAVINGS AND LOAN ASSOCIATION — 2025
What FIRST SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 58,501,000 | 58,964,000 | 56,798,000 | 55,539,000 |
| Total loans | 36,078,000 | 36,581,000 | 36,390,000 | 37,071,000 |
| Allowance for loan losses | 198,000 | 198,000 | 197,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,726,000 | 11,544,000 | 11,345,000 | 11,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,453,000 | 44,705,000 | 42,944,000 | 41,537,000 |
| Interest-bearing deposits | 44,453,000 | 44,705,000 | 42,944,000 | 41,537,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 13,323,000 | 13,322,000 | 13,269,000 | 13,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,304,000 | 1,959,000 | 2,613,000 |
| Interest expense | 426,000 | 811,000 | 1,186,000 | 1,529,000 |
| Net interest income | 230,000 | 493,000 | 773,000 | 1,084,000 |
| Noninterest income | 20,000 | 41,000 | 62,000 | 84,000 |
| Noninterest expense | 294,000 | 579,000 | 933,000 | 1,247,000 |
| Provision for loan losses | 1,000 | 0 | 0 | -12,000 |
| Pretax income | -45,000 | -45,000 | -98,000 | -67,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | -45,000 | -45,000 | -98,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,323,000 | 13,322,000 | 13,269,000 | 13,305,000 |
| Total capital | 13,522,000 | 13,520,000 | 13,466,000 | 13,490,000 |
| Risk-weighted assets | 24,743,000 | 25,161,000 | 25,104,000 | 24,641,000 |