Call reports 2024
FIRST SAVINGS AND LOAN ASSOCIATION — 2024
What FIRST SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 58,749,000 | 58,338,000 | 58,999,000 | 60,346,000 |
| Total loans | 35,976,000 | 36,044,000 | 35,716,000 | 35,785,000 |
| Allowance for loan losses | 200,000 | 203,000 | 197,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,173,000 | 11,997,000 | 11,814,000 | 11,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,628,000 | 44,108,000 | 45,101,000 | 46,358,000 |
| Interest-bearing deposits | 44,628,000 | 44,108,000 | 45,101,000 | 46,358,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 13,347,000 | 13,313,000 | 13,300,000 | 13,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,314,000 | 1,981,000 | 2,664,000 |
| Interest expense | 410,000 | 816,000 | 1,239,000 | 1,676,000 |
| Net interest income | 255,000 | 498,000 | 742,000 | 988,000 |
| Noninterest income | 18,000 | 38,000 | 58,000 | 78,000 |
| Noninterest expense | 282,000 | 565,000 | 897,000 | 1,169,000 |
| Provision for loan losses | -11,000 | -8,000 | -14,000 | -14,000 |
| Pretax income | 2,000 | -21,000 | -83,000 | -89,000 |
| Income tax | 16,000 | 27,000 | -22,000 | -87,000 |
| Net income | -14,000 | -48,000 | -61,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,347,000 | 13,313,000 | 13,300,000 | 13,368,000 |
| Total capital | 13,547,000 | 13,516,000 | 13,497,000 | 13,565,000 |
| Risk-weighted assets | 24,882,000 | 24,834,000 | 24,832,000 | 25,146,000 |