Call reports 2023
FIRST SAVINGS AND LOAN ASSOCIATION — 2023
What FIRST SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 62,250,000 | 61,018,000 | 60,830,000 | 60,641,000 |
| Total loans | 33,729,000 | 34,773,000 | 34,591,000 | 35,049,000 |
| Allowance for loan losses | 243,000 | 250,000 | 240,000 | 211,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,118,000 | 12,924,000 | 12,718,000 | 12,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,064,000 | 46,757,000 | 46,811,000 | 46,614,000 |
| Interest-bearing deposits | 48,064,000 | 46,757,000 | 46,811,000 | 46,614,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 13,320,000 | 13,316,000 | 13,296,000 | 13,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,219,000 | 1,877,000 | 2,512,000 |
| Interest expense | 157,000 | 459,000 | 814,000 | 1,200,000 |
| Net interest income | 427,000 | 760,000 | 1,063,000 | 1,312,000 |
| Noninterest income | 23,000 | 42,000 | 60,000 | 79,000 |
| Noninterest expense | 353,000 | 688,000 | 1,023,000 | 1,301,000 |
| Provision for loan losses | 3,000 | 10,000 | 0 | -28,000 |
| Pretax income | 94,000 | 104,000 | 100,000 | 118,000 |
| Income tax | 14,000 | 28,000 | 43,000 | -3,000 |
| Net income | 80,000 | 76,000 | 57,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,319,000 | 13,316,000 | 13,296,000 | 13,361,000 |
| Total capital | 13,562,000 | 13,566,000 | 13,536,000 | 13,573,000 |
| Risk-weighted assets | 25,406,000 | 24,910,000 | 25,415,000 | 24,974,000 |