Call reports 2018
FIRST SAVINGS AND LOAN ASSOCIATION — 2018
What FIRST SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,363,000 | 49,115,000 | 49,384,000 | 53,082,000 |
| Total loans | 29,055,000 | 30,695,000 | 31,331,000 | 33,372,000 |
| Allowance for loan losses | 209,000 | 197,000 | 195,000 | 203,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,816,000 | 10,646,000 | 10,485,000 | 10,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,457,000 | 35,967,000 | 36,192,000 | 40,056,000 |
| Interest-bearing deposits | 35,457,000 | 35,967,000 | 36,192,000 | 40,056,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,284,000 | 12,382,000 | 12,477,000 | 12,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,042,000 | 1,558,000 | 2,094,000 |
| Interest expense | 71,000 | 156,000 | 254,000 | 382,000 |
| Net interest income | 433,000 | 886,000 | 1,304,000 | 1,712,000 |
| Noninterest income | 20,000 | 40,000 | 65,000 | 87,000 |
| Noninterest expense | 347,000 | 720,000 | 1,100,000 | 1,561,000 |
| Provision for loan losses | 24,000 | 13,000 | 10,000 | 32,000 |
| Pretax income | 82,000 | 193,000 | 259,000 | 206,000 |
| Income tax | 13,000 | 25,000 | 36,000 | 21,000 |
| Net income | 69,000 | 168,000 | 223,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,284,000 | 12,382,000 | 12,477,000 | 12,439,000 |
| Total capital | 12,493,000 | 12,579,000 | 12,672,000 | 12,642,000 |
| Risk-weighted assets | 21,405,000 | 22,064,000 | 22,327,000 | 23,257,000 |