Call reports 2017
FIRST SAVINGS AND LOAN ASSOCIATION — 2017
What FIRST SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,380,000 | 50,155,000 | 48,852,000 | 48,537,000 |
| Total loans | 26,080,000 | 26,602,000 | 27,838,000 | 28,822,000 |
| Allowance for loan losses | 196,000 | 206,000 | 182,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,126,000 | 12,611,000 | 11,161,000 | 10,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,843,000 | 37,428,000 | 36,071,000 | 35,821,000 |
| Interest-bearing deposits | 37,843,000 | 37,428,000 | 36,071,000 | 35,821,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 11,988,000 | 12,056,000 | 12,106,000 | 12,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 998,000 | 1,491,000 | 2,000,000 |
| Interest expense | 70,000 | 139,000 | 209,000 | 276,000 |
| Net interest income | 422,000 | 859,000 | 1,282,000 | 1,724,000 |
| Noninterest income | 24,000 | 67,000 | 108,000 | 131,000 |
| Noninterest expense | 364,000 | 753,000 | 1,128,000 | 1,498,000 |
| Provision for loan losses | 46,000 | 56,000 | 32,000 | 34,000 |
| Pretax income | 36,000 | 117,000 | 230,000 | 323,000 |
| Income tax | 22,000 | 33,000 | 70,000 | 52,000 |
| Net income | 14,000 | 84,000 | 160,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,988,000 | 12,056,000 | 12,106,000 | 12,214,000 |
| Total capital | 12,184,000 | 12,262,000 | 12,288,000 | 12,399,000 |
| Risk-weighted assets | 20,926,000 | 20,962,000 | 21,015,000 | 21,302,000 |