Call reports 2025
CITIZENS BANK OF KANSAS — 2025
What CITIZENS BANK OF KANSAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 510,618,000 | 512,846,000 | 505,481,000 | 527,592,000 |
| Total loans | 239,879,000 | 244,127,000 | 235,835,000 | 242,583,000 |
| Allowance for loan losses | 2,550,000 | 2,562,000 | 2,560,000 | 2,562,000 |
| Securities available for sale | 206,831,000 | 208,195,000 | 215,271,000 | 222,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,568,000 | 471,298,000 | 458,684,000 | 478,137,000 |
| Interest-bearing deposits | 364,684,000 | 367,333,000 | 352,478,000 | 375,060,000 |
| Noninterest-bearing deposits | 104,884,000 | 103,965,000 | 106,206,000 | 103,077,000 |
| Equity capital | 22,597,000 | 22,940,000 | 30,410,000 | 33,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,286,000 | 10,659,000 | 16,021,000 | 21,429,000 |
| Interest expense | 1,636,000 | 3,202,000 | 4,711,000 | 6,144,000 |
| Net interest income | 3,650,000 | 7,457,000 | 11,310,000 | 15,285,000 |
| Noninterest income | 899,000 | 1,903,000 | 2,771,000 | 3,563,000 |
| Noninterest expense | 3,545,000 | 7,094,000 | 10,646,000 | 14,385,000 |
| Provision for loan losses | 0 | 32,000 | 32,000 | 31,000 |
| Pretax income | 991,000 | 2,236,000 | 3,425,000 | 4,473,000 |
| Income tax | 20,000 | 41,000 | 75,000 | 120,000 |
| Net income | 971,000 | 2,195,000 | 3,350,000 | 4,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,440,000 | 46,140,000 | 46,747,000 | 47,001,000 |
| Total capital | 48,046,000 | 48,757,000 | 49,358,000 | 49,607,000 |
| Risk-weighted assets | 313,947,000 | 318,476,000 | 310,683,000 | 314,870,000 |
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